Appendix L Insurance Requirements

1. INSURANCE: The Contractor agrees to maintain insurance of the following types and
amounts:
1.1. Commercial General Liability Insurance: to include products liability, completed
operations, contractual, broad form property damage and personal injury.
1.1.1. Each Occurrence $1,000,000
1.1.2. General Aggregate $2,000,000
1.2. Comprehensive Automobile Liability Insurance: to include all motor vehicles owned,
hired, leased, or borrowed.
1.2.1. Bodily Injury/Property Damage $1,000,000 (each accident)
1.2.2. Personal Injury Protection Per Colorado Statutes
1.3. Workers’ Compensation Insurance: Per Colorado Statutes
1.4. Professional Liability Insurance: to include coverage for damages or claims for
damages arising out of the rendering, or failure to render, any professional services.
1.4.1. Each Occurrence $1,000,000
1.5. This insurance requirement applies only to Contractors who are performing services
under this Agreement as professionals licensed under the laws of the State of
Colorado, such as physicians, lawyers, engineers, nurses, mental health providers,
and any other licensed professionals.
1.6. The Contractor’s commercial general liability, and comprehensive automobile liability
insurance policies and/or certificates of insurance shall be issued to include Adams
County as an “additional insured,” and shall include the following provisions:
1.7. Underwriters shall have no right of recovery or subrogation against the County, it
being the intent of the parties that the insurance policies so affected shall protect
both parties and be primary coverage for any and all losses resulting from the actions
or negligence of the Contractor.
1.8. The insurance companies issuing the policy or policies shall have no response against
the County for payment of any premiums due or for any assessments under any form
of any policy.
1.9. Any and all deductibles contained in any insurance policy shall be assumed by and at
the sole risk of the Contractor. All insurers of the Contractor must be licensed or
approved to do business in the State of Colorado. Upon failure of the Contractor to
furnish, deliver and/or maintain such insurance as provided herein, this Agreement,
at the election of the County, may be immediately declared suspended, discontinued,
or terminated. Failure of the Contractor in obtaining and/or maintaining any
required insurance shall not relieve the Contractor from any liability under this Agreement, nor shall the insurance requirements be construed to conflict with the
obligations of the Contractor concerning indemnification.
1.10. Each insurance policy herein required shall be endorsed to state that coverage shall
not be suspended, voided, or canceled without thirty (30) days prior written notice by
certified mail, return receipt requested, to the County.
1.11. At any time during the term of this Agreement, the County may require the
Contractor to provide proof of the insurance coverage’s or policies required under
this Agreement.
1.12. The Contractor shall not commence work under this contract until they have
submitted to the County and received approval thereof, certificates of insurance
showing that they have complied with the foregoing insurance.
1.13. All referenced insurance policies and/or certificates of insurance shall be issued to
include Adams County as an “additional insured.” The name of the proposal or
project must appear on the certificate of insurance.
1.14. Underwriters shall have no right of recovery or subrogation against Adams County; it
being the intent of the parties that the insurance policies so affected shall protect
both parties and be primary coverage for any and all losses covered by the described
insurance.
1.15. The clause entitled “Other Insurance Provisions” contained in any policy including
Adams County as an additional insured shall not apply to Adams County.
1.16. The insurance companies issuing the policy or policies shall have no response against
Adams County for payment of any premiums due or for any assessments under any
form of any policy.
1.17. Any and all deductibles contained in any insurance policy shall be assumed by and at
the sole risk of the Contractor.
1.18. If any of the said policies shall be or at any time become unsatisfactory to the County
as to form or substance, or if a company issuing any such policy shall be or at any
time become unsatisfactory to the County, the Contractor shall promptly obtain a
new policy, submit the same to the Purchasing Manager of Adams County for
approval and thereafter submit a certificate of insurance as herein above provided.
Upon failure of the Contractor to furnish, deliver and maintain such insurance as
provided herein, this contract, at the election of the County, may be immediately
declared suspended, discontinued or terminated. Failure of the Contractor in
obtaining and/or maintaining any required insurance shall not relieve the Contractor
from any liability under the contract, nor shall the insurance requirements be
construed to conflict with the obligations of the Contractor concerning
indemnification.