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1079 Insurance and Bond Requirements

PURPOSE:
To outline the general insurance and bonding requirements of Adams County related to
contractor’s, including Joint Ventures.

ELECTED OFFICIALS/DEPARTMENTS AFFECTED: All

POLICY:

1. INSURANCE: The Contractor agrees to maintain insurance of the following types and
amounts:
1.1. Commercial General Liability Insurance: to include products liability, completed
operations, contractual, broad form property damage and personal injury.
1.1.1. Each Occurrence $1,000,000
1.1.2. General Aggregate $2,000,000
1.2. Comprehensive Automobile Liability Insurance: to include all motor vehicles owned,
hired, leased, or borrowed.
1.2.1. Bodily Injury/Property Damage $1,000,000 (each accident)
1.2.2. Personal Injury Protection Per Colorado Statutes
1.3. Workers’ Compensation Insurance: Per Colorado Statutes
1.4. Professional Liability Insurance: to include coverage for damages or claims for
damages arising out of the rendering, or failure to render, any professional services.
1.4.1. Each Occurrence $1,000,000
1.4.2. This insurance requirement applies only to Contractors who are performing
services under this Agreement as professionals licensed under the laws of the
State of Colorado, such as physicians, lawyers, engineers, nurses, mental
health providers, and any other licensed professionals.
1.5. The Contractor’s commercial general liability, and comprehensive automobile liability
insurance policies and/or certificates of insurance shall be issued to include Adams
County as an “additional insured,” and shall include the following provisions:
1.5.1. Underwriters shall have no right of recovery or subrogation against Adams
County, it being the intent of the parties that the insurance policies so affected
shall protect both parties and be primary coverage for any and all losses
resulting from the actions or negligence of the Contractor.
1.5.2. The insurance companies issuing the Policy or Policies shall have no response
against Adams County for payment of any premiums due or for any
assessments under any form of any policy.
1.5.3. Any and all deductibles contained in any insurance policy shall be assumed by
and at the sole risk of the Contractor.
1.6. All insurers of the Contractor must be licensed or approved to do business in the
State of Colorado. Upon failure of the Contractor to furnish, deliver and/or maintain
such insurance as provided herein, this Agreement, at the election of Adams County,
may be immediately declared suspended, discontinued, or terminated. Failure of the
Contractor in obtaining and/or maintaining any required insurance shall not relieve
the Contractor from any liability under this Agreement, nor shall the insurance
requirements be construed to conflict with the obligations of the Contractor
concerning indemnification.
1.7. Each insurance policy herein required shall be endorsed to state that coverage shall
not be suspended, voided, or canceled without thirty (30) days prior written notice by
certified mail, return receipt requested, to Adams County.
1.8. At any time during the term of this Agreement, Adams County may require the
Contractor to provide proof of the insurance coverage’s or policies required under
this Agreement.
1.9. The Contractor shall not commence work under this contract until they have
submitted to Adams County and received approval thereof, certificates of insurance
showing that they have complied with the foregoing insurance.
1.10. All referenced insurance policies and/or certificates of insurance shall be issued to
include Adams County as an “additional insured.” The name of the proposal or
project must appear on the certificate of insurance.
1.11. Underwriters shall have no right of recovery or subrogation against Adams County; it
being the intent of the parties that the insurance policies so affected shall protect
both parties and be primary coverage for any and all losses covered by the described
insurance.
1.12. The clause entitled “Other Insurance Provisions” contained in any policy including
Adams County as an additional insured shall not apply to Adams County.
1.13. The insurance companies issuing the Policy or policies shall have no response against
Adams County for payment of any premiums due or for any assessments under any
form of any policy.
1.14. Any and all deductibles contained in any insurance policy shall be assumed by and at
the sole risk of the Contractor.
1.15. If any of the said policies shall be or at any time become unsatisfactory to Adams
County as to form or substance, or if a company issuing any such policy shall be or at
any time become unsatisfactory to Adams County, the Contractor shall promptly
obtain a new policy, submit the same to the Purchasing Manager of Adams County
for approval and thereafter submit a certificate of insurance as herein above
provided. Upon failure of the Contractor to furnish, deliver and maintain such
insurance as provided herein, this contract, at the election of Adams County, may be
immediately declared suspended, discontinued or terminated. Failure of the Contractor in obtaining and/or maintaining any required insurance shall not relieve
the Contractor from any liability under the contract, nor shall the insurance
requirements be construed to conflict with the obligations of the Contractor
concerning indemnification.
2. JOINT VENTURE (JV): If the Contractor is a JV, then the respective parties thereto are each
individually held fully responsible for completion of the project according to the terms of
the Agreement. The parties thereto also have joint and several liabilities to Adams County
for any liquidated damages assessed or for performance bond claims against the JV. The
performance bond and all insurance required by the Agreement shall set forth the identity
of each party to the JV.
3. BONDING: For Construction Contracts the Contractor shall secure a Bid Bond for all
projects in excess of $50,000 and a Performance Bond and a Payment Bond each in the
amount of one hundred percent (100%) of the Agreement price with a corporate surety
approved by Adams County and licensed to do business in the State of Colorado, said bonds
to be released at the sole direction of Adams County.

PROCEDURE:
There are no specific procedures related to this Policy.

EXCEPTIONS:
All deviations must be approved by Adams County Risk Manager